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Lending and Borrowing

What Are Angel Investors?

This type of investor is typically an entrepreneur who has enough wealth to invest very early in the financing process. Angel investors invest in Read more...

What Are Personal Investors?

Your friends and family may be willing to lend you the cash to start a business, and you may be willing to take it. But think twice before heading in this Read more...

What Is a Private Stock Offering?

A private stock offering, sometimes called a private placement, is when you sell securities in your business without an initial public offering (IPO). In Read more...

What Are Venture Capitalists?

Venture capitalists are individuals, or groups, that invest in early funding rounds. Compared to angel investors, venture capitalists typically invest Read more...

How Do I Get Started With Peer-to-Peer Lending?

Peer-to-peer lending steps, shared by the Small Business Administration, include: Have a plan. Make sure to include what you find out from market research, Read more...

What Is Peer-to-Peer Lending?

Peer-to-peer lending lets people list projects online for consideration by potential investors. This type of investor brings the startup and small Read more...

What Types of Loans Are Available for a Startup?

There are three different startup-focused loan programs:   7(a) loan program Eligibility for a 7(a) loan program comes by meeting certain Read more...

How Can Banks Help Fund My Startup?

A bank loan may be available to help you with startup costs. A bank will want to see a detailed business plan and a thorough description of your business Read more...

What Are the Most Common Types of Investors and Financing for Startups?

There are plenty of stories about people "bootstrapping" startups with their own money. That's not always possible. Many startups come to Read more...

How Can I Secure a Startup Loan?

The SBA states that a 504 loan is often structured so that the SBA provides 40 percent of the project cost and a participating lender pays up to 50 Read more...

What Documents Should I Have to Hold a Private Stock Offering?

You’ll want to organize a few things before offering stock:   Operating Agreement: First and foremost, you need to make sure your company is Read more...

Who Can Invest in a Private Stock Offering?

Private placements must come from what the SEC terms an “accredited investor.” Generally an accredited investors are generally wealthy Read more...

What Should I Consider When Applying for a Peer-to-Peer Loan?

Your credit history plays a part in whether you can engage in peer-to-peer lending. You grant access to your credit score when you apply for a peer-to- Read more...

What Should I Consider When I Approach an Angel Investor?

Considerations when approaching angel investors include: How much control does the investor expect? How much control are you willing to share? What is the Read more...